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      The  Hurricane Shutters Guide


A simple guide to the layman

Hello and welcome to the hurricane shutters guide.   If you know very little about hurricane shutters, you will learn quite a bit from this site about them.  The reading will be simple and  intended for the layman. Many sites lose their readers by assuming that they "know" all there is to know about hurricane shutters.


Let's get started:  A hurricane shutter by definition is a protector of a "weak opening" to a house or building.  The word is derived from "Shut".  Houses and buildings have windows, louvers or weaker than cement or concrete or hardwood openings.  A door, for example is an opening.  A window is another opening, as well as a  garage door. These means of  egress or way of letting the light in are weaker than the overall frame of the house.   Such is usually made of concrete or wood.

In a  storm shelter we, of course, have no windows.  But nobody lives in a storm shelter.  A home without windows would feel like a storm shelter indeed.

Garage doors by the way,  have been made a lot tougher in coastal areas and are capable of withstanding very strong winds and debris.  They can be a hurricane shutter all by itself.  Coastal areas such as Florida, North and South Carolina  have manufactures and suppliers of these doors.  Look up and check with companies to make sure that  that they're made to withstand strong storms such as hurricanes.

Now that you know what a Hurricane shutter is, let's get pictures and descriptions of them:

Wood Shutters:  Wood shutters are the most economical shutters that you can make or have someone make for you.  These are usually made of 5/8" to 3/4" plywood that you can buy at The Home Depot for about $18 a sheet.  Typically, these are cut a bit bigger around the opening (about 6" all around) and you fasten these to the exterior part of the opening perimeter with concrete or wood fasteners.

Cost:  About $600 for a 2,00 square foot home.

Plywood Shutter  

As you can see above.  Installing wood shutters is a very risky and somewhat painful ordeal.  But it's cheap.  Wood shutters are not approved in South Florida as a hurricane shutter.  This will make it difficult to get windstorm insurance discounts.  Also Municipalities won't issue permits on them.  But they're better than nothing when a storm approaches. That is why you may have seen mobs of homeowners running to Lowe's or Home Depot to get plywood and nails just before the storm.

Storm panels:  Storm panels are a good alternative to wood shutters.  They are more light weight and are approved by your insurance company as well as municipalities.  they are stamped by the manufacturer.  This stamp is certification awarded by the Municipality which asserts the panels comply with Building codes and a permit can be issued for it.  There are three basic types:

Steel storm panels:  Thease are corrugated sheets that gets put up before the storm.  But you need to take them down to let some light in, after the storm.  They can produce claustrophobia.  Steel  Storm panels can be dangerous to put up or take down.  They are very economical to get, but danger is the downside.  When handling them, use gloves and other proper equipment or gear.  Many hospital visits occur because the installer is in a rush and didn't prepare properly.  Don't let this happen to you.

Cost: About $1,200 for a 2,000 sqaure foot home.

 
Aluminum storm panels:  Aluminum storm panels are a much safer alternative to steel.  Unlike steel panels, they are lighter  to handle.  But care should be taken when handling them as well.

Aluminum Storm Panels  Cost:  About $1,800 for a 2,000 square foot home.

Lexan storm panels:  Lexan storm panels have the advange of being able to see through them.  The home owner maybe tempted to leave them up during hurricane season.  But there are downsides to them:  They are more expensive than aluminum panels (about 50% more in price);  They are weak when used on openings that exceed five feet.  So they are attractive,  but have limited functionality.

Lexan Storm panels   Cost:  About $2,800 for a 2,000 square foot home.

Accordion shutters:  Cost about twice as much as steel storm panels.  They have many advantages that panels don't have, however,  such as:  They say in place.  You don't have to take them out after every storm.  They are safer and easier to close and open.  There are many types of these.  The most popular brands are: "High Velocity", "High Tech" and "High Performance".  In Miami Dade County they have to have something called: "A Notice of Acceptance".  This means that they have been tested in a lab and passed many tests.  Such is sort of a Good Housekeping Seal, But with more weight as an official gobernment agency gives it's final O.K.

Accordion shutter over bay window  Cost: About $4,600 for a 2,000 square foot house.

Roll up shutters:   Roll up shutters are the most expensive of the aluminum type family of shutters.
These open and close vertically.  They can be manually operated with a crank or can be operated with a switch.  The latter requires a motor, which adds to the price tag.  Roll up shutters are also used as shades and are very popular in Europe.

Roll up shutters  
Cost: About $10,600 for a 2,000 square foot house Add a bit more for motorized.  

Impact glass:  Impact glass is fairly a new technology as it applies to hurricane shutters.  It borrowed its design from the windshield of a car.  Basically 2 pieces of glass sandwich a sticky resin.  When the glass is impacted by windborne debris, the glass will crack, as a winshield, but stays put.  The hurricane force winds won't penetrate the opening.  When the event is over, the glass has to be replaced.  But the special frame that houses the impact glass stays in place.  Such makes the replacement of the glass affordable. 

Once you have impact glass installed, you don't have to cover the openings anymore with other shutters.  You don't have to worry about closing your shutters before the storm.  The impact glass  is the hurricane shutter.

Many homeowners that can afford this technology opt to get it.  But such comes at a high price tag.

       Impacted Glass               Im[pact glass single hung windows

                    Impact glass breaking                                                Impact glass single hung windows

Cost for a 2,000 square foot home:  Approximately:  $15,000

Other types of shutters


There are other types of shutters.  These include but are not limited to "Armor Scren"  (a trampoline like protective screen),  and a fixed steel screen.  Many claim that they are good solutions to not being able to use any of the hurricane shutters types above. You can look up more images in Google images, if you wish.

Armor Screen    
Cost for a 2,000 square foot home:  Approximately:  $8,000

The importance of hurricane shutters

For the past 18 years hurricane shutters have played a very important role not only in the safety of people and their property, but the economics of the region.  South Florida government agencies now require,  by law,  hurricane shutters on new construction and even on some renovations.  
Insurance companies won't give desperately needed discounts if the house doesn't have all openings protected by an apporoved shutter.

This makes many tempers flare, especially during a recession.  Those with limited budgets see such an expense as "The last thing I need".   In all fairness,  many windstorm insurance companies went belly up after hurricane Andrew and then later after hurricane Wilma.  They are proptecting their interest and making coverage more affordable for those who take precautions to protect thjeir homes.  Another way to look at it is that they are helping to save lives along with local Building and Zoning enforcement organizations.  They are not the bad guys, even if they seem to ahve big pockets.

I hope that this site has been informative.  If you need more information and wish to purchase hurricane shutters from my other sites, please copy and paste this link on your browser window:

Hurricane shutters

or call us at:

305 266 2100


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